• "We can erase your bad credit—100% guaranteed."
  
• "Create a new credit identity—legally."
  
• "Credit problems? No problem!"

Know this . . . no one can erase bad credit! You will pay the credit doctors several hundred dollarsand their credit repair scam substitutes your Social Security number with a 9 digit federally issued Employer Identification Number (EIN), or a Taxpayer ID# that you are to obtain.

If you do this, you are illegally creating a new persona. You could be charged and prosecuted for mail or wire fraud if you use the mail or telephone to apply for credit and provide false information.

It’s a federal crime to make false statements on a loan or credit application, to misrepresent your Social Security Number, and to obtain an Employer Identification Number from the Internal Revenue Service under false pretenses.